Guaranteed Universal Life
This plan is designed to not only cover final expenses but also guarantees a higher coverage amount over the course of the insured's entire life.
Benefits
Lifelong coverage
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Policy never expires
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Flexibility
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No-lapse guarantee
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Easy-to-understand
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Lowest cost for permanent life insurance
Term Life
This plan is designed to provide coverage for those with a mortgage or any outstanding debt. Term life will protect a financial burden from falling on your loved ones.
Benefits
Inexpensive
Creates a legacy
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Covers for a pre-defined term
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Protects assets against loan/mortgage debt
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Greatest death benefit
Annuities/
Retirement
Annuities are designed to safeguard your investments while ensuring growth. Whether you are rolling over a retirement plan or looking to start an investment, annuities can be paid out in monthly installments or left behind as a tax free death benefit to your family.
Benefits
Monthly stream of reliable income
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Protects against market risk
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Guaranteed lifetime income
No tax implications for rolling over your 401k
There are fixed or variable options
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Diversify your retirement funds
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​Death benefit for annuity value
Mortgage Protection
This plan is designed to pay off your mortgage when tragedy or disability occurs to ensure that your loved ones can remain in your home.
Benefits
Policy never expires
Guaranteed
acceptance
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Convenient
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Can supplement another individual life insurance policy
It's linked with your home loan